Finance Jobs in Saudi Arabia, KSA: A Guide for Entry-Level Candidates

Introduction

Saudi Arabia (KSA) is experiencing a remarkable economic transformation, fueled by Vision 2030, which aims to diversify the nation’s economy beyond oil and build a thriving financial sector. This rapid expansion has made finance jobs in Saudi Arabia, KSA some of the most sought-after career opportunities for both local and international graduates.

For entry-level finance candidates, KSA offers immense potential — from banking and auditing to financial analysis and fintech innovation. The growing demand for finance professionals, along with government-backed initiatives, has created a favorable landscape for young professionals seeking to start their finance careers in the Kingdom.

This detailed guide explores what entry-level professionals need to know about finance jobs in Saudi Arabia, including top roles, required qualifications, emerging skills, hiring trends, and how to build a rewarding finance career in KSA.

Young professional exploring entry-level finance jobs in Saudi Arabia, KSA

Why Finance Jobs in Saudi Arabia, KSA Are in Demand

The financial sector in KSA has grown rapidly over the past decade, driven by government reforms, foreign investment, and digital transformation. The Saudi Arabian Monetary Authority (SAMA) and the Capital Market Authority (CMA) have introduced frameworks to enhance transparency, compliance, and innovation.

Key reasons behind the surge in finance jobs in Saudi Arabia, KSA include:

  • Economic Diversification: Vision 2030 is creating new financial opportunities across non-oil sectors like healthcare, real estate, and technology. 
  • Investment in Fintech: Saudi Arabia’s fintech sector is booming, opening jobs in financial data analysis, blockchain, and payment solutions. 
  • Strong Banking Sector: With more than 30 licensed banks operating in the country, the banking industry is continuously hiring finance graduates. 
  • Corporate Expansion: Both local conglomerates and international firms are setting up financial operations in Riyadh, Jeddah, and Dammam.

Top Entry-Level Finance Jobs in Saudi Arabia, KSA

If you are just starting your career in finance, here are some of the most common entry-level finance jobs in Saudi Arabia, KSA that can help you gain hands-on experience:

1. Junior Accountant

A junior accountant manages bookkeeping, reconciliations, and basic financial reporting tasks. This role provides a strong foundation in accounting and finance principles.

2. Financial Analyst

Entry-level analysts assist senior teams in preparing financial reports, budgeting, and market analysis. Excel and data visualization skills are crucial here.

3. Audit Assistant

Audit assistants support auditing teams in reviewing financial statements, ensuring compliance with IFRS, and detecting discrepancies.

4. Banking Associate

Banks in KSA such as Al Rajhi Bank, Riyad Bank, and Saudi National Bank regularly hire graduates for customer service, credit analysis, and compliance support roles.

5. Tax Assistant

With Saudi Arabia implementing VAT and corporate tax, the need for tax professionals is rising. Graduates with tax knowledge or certification can start as tax associates.

6. Treasury Analyst

Treasury roles involve managing liquidity, forecasting cash flows, and supporting senior treasury officers in financial planning.

7. Accounts Payable/Receivable Clerk

These roles help manage invoices, collections, and supplier payments, making them excellent entry points for finance graduates.

Required Qualifications for Entry-Level Finance Jobs in KSA

Employers in Saudi Arabia seek candidates with both academic and professional credentials.

1. Educational Background

A Bachelor’s degree in Accounting, Finance, Economics, or Business Administration is typically the minimum requirement.

2. Professional Certifications

Certifications can significantly boost your employability in the Saudi finance market:

  • ACCA (Association of Chartered Certified Accountants) 
  • CMA (Certified Management Accountant) 
  • CPA (Certified Public Accountant) 
  • CFA (Chartered Financial Analyst)

3. Technical Skills

  • Proficiency in Microsoft Excel, QuickBooks, or SAP 
  • Understanding of IFRS and GAAP principles 
  • Financial modeling and data analysis 
  • Knowledge of ERP systems and financial reporting tools

Essential Soft Skills for Entry-Level Finance Professionals

While technical knowledge is vital, employers in KSA also value interpersonal and organizational skills.

  • Attention to Detail: Finance roles demand accuracy in every calculation and report. 
  • Analytical Thinking: The ability to interpret data and provide financial insights is highly valued. 
  • Communication Skills: Effective reporting and teamwork are essential in cross-functional financial projects. 
  • Adaptability: The financial sector is evolving rapidly with digital transformation and automation.

Where to Find Entry-Level Finance Jobs in Saudi Arabia

Finding the right finance jobs in Saudi Arabia, KSA requires strategic job searching and networking. Here’s how to get started:

1. Top Job Portals

  • LinkedIn Jobs 
  • Bayt 
  • GulfTalent 
  • Naukri Gulf 
  • Monster Gulf

Create alerts using keywords like “finance jobs in KSA” or “junior accountant jobs in Saudi Arabia.”

2. Recruitment Agencies

Partner with specialized recruitment firms such as Michael Page, Robert Half, and Hays, which regularly place finance professionals in Saudi Arabia.

3. Company Career Pages

Apply directly through leading banks and organizations such as:

  • Saudi National Bank 
  • Alinma Bank 
  • Riyad Bank 
  • PwC, Deloitte, EY, and KPMG

4. Networking and Internships

Attend financial conferences, workshops, or online webinars organized by the CFA Society Saudi Arabia or the Saudi Organization for Certified Public Accountants (SOCPA). Internships are also an excellent stepping stone into full-time employment.

Salary Expectations for Entry-Level Finance Jobs in KSA

Salaries vary depending on the city, company size, and role. On average, entry-level finance jobs in Saudi Arabia, KSA offer:

Position Average Monthly Salary (SAR)
Junior Accountant 4,500 – 6,500
Financial Analyst 5,000 – 8,000
Audit Assistant 6,000 – 9,000
Banking Associate 4,000 – 7,000
Tax Assistant 5,500 – 8,500

Professionals holding certifications such as CFA, CMA, or ACCA often earn up to 25% higher salaries.

Top Employers Hiring Finance Graduates in Saudi Arabia

Several top organizations consistently hire entry-level finance professionals, including:

  • Saudi Aramco 
  • SABIC 
  • PwC, KPMG, EY, Deloitte (Big 4 firms) 
  • Saudi National Bank 
  • Riyad Bank 
  • Al Rajhi Bank 
  • Saudi Telecom Company (STC) 

These firms often run graduate programs that combine practical training with mentorship to help young professionals grow.

Tips to Succeed in Entry-Level Finance Jobs in KSA

To stand out among thousands of applicants, you must combine education, skills, and professional attitude. Here’s how:

  1. Customize Your Resume: Highlight certifications, software proficiency, and internships. 
  2. Learn Arabic Basics: While English is widely used, understanding Arabic can be an advantage. 
  3. Stay Updated with Financial Regulations: Stay informed about CMA and SAMA updates. 
  4. Build a LinkedIn Presence: Engage with finance professionals, share insights, and join groups related to finance in KSA. 
  5. Be Interview Ready: Prepare for both behavioral and technical questions; employers often test Excel and problem-solving skills.

Challenges for Entry-Level Candidates in KSA

While finance jobs in Saudi Arabia offer significant potential, new candidates may face challenges such as:

  • High Competition: The job market attracts both Saudi nationals and expatriates. 
  • Limited Practical Exposure: Employers prefer candidates with hands-on experience or internships. 
  • Regulatory Understanding: Finance professionals must adapt to Saudi Arabia’s unique financial regulations and Islamic banking principles.

Overcoming these challenges involves continuous learning, networking, and skill development.

Future Trends in Finance Jobs in Saudi Arabia, KSA

Saudi Arabia’s finance sector is undergoing digital transformation. Entry-level professionals should keep an eye on future trends shaping the market:

  • Fintech and Digital Banking: Roles in mobile payments, blockchain, and AI-driven financial analysis are increasing. 
  • ESG and Sustainable Finance: There’s a growing demand for analysts specializing in environmental and governance reporting. 
  • Corporate Tax and Compliance: With new tax regulations, demand for tax accountants and compliance officers will grow. 
  • Data Analytics in Finance: Professionals who can work with big data, Power BI, and automation tools will lead the next generation of finance jobs.

Conclusion

Starting your finance career in Saudi Arabia, KSA, can be one of the most rewarding decisions you make. The Kingdom’s evolving economy, strong corporate ecosystem, and commitment to Vision 2030 provide the perfect platform for growth.

For entry-level finance professionals, opportunities span across banking, accounting, auditing, and fintech. By gaining the right qualifications, improving technical and soft skills, and staying informed about industry trends, you can build a thriving career in one of the most promising financial markets in the Middle East.

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